Wednesday, September 16, 2009

Dave Ramsey


If you don't know Dave Ramsey, he is a financial radio talk show host with a nationally syndicated program. I first caught him many years ago when he did a show called the "Money Game" from Nashville.

His teachings are very straightforward. Live on less than you make. Don't borrow money and especially don't use credit cards. He has a method called "the baby steps" for getting out of debt. We followed his plans years ago and have been out of debt for over 7 years.

He's very straightforward in his radio show. He has little good to say about credit card companies, payday loan establishments, big nationwide banks, and debt collection agencies. He has no trouble being blunt with his callers when the situation calls for it. He also can be very compassionate and generous when the situation calls for it. I download the free hour of his show he provides each day and listen to it when I run each day (the nerd in me coming out of course). I can almost predict what he'll say to most callers, but he still teaches me things about money. I also love to hear his commentary on current financial issues. He of course hated "Cash for Clunkers" because most people would go into debt to buy the new car. His cash for clunkers recommendation was "Drive a clunker and you'll have cash!!".

Dave recently became a part of Twitter. I of course became a follower. A tweet came out saying that listener's were welcome to come to see Dave's studio. Donna and I were going to be in Nashville in September and this sounded like something I wanted to do. I emailed the email address provided in the tweet. I almost immediately got back a very nice response from Martha Thompson letting me know we were most welcome to come. She also said Dave would come out during breaks and talk and even pose for photos.

As we got close to going, I emailed her again and she recommended Monday as being the best day to come. Monday arrived and I very excitedly drove to Financial Peace Plaza in Brentwood (south of Nashville) with Donna. When we came in, we were greeted very warmly by Martha Thompson. She made Donna a fresh ground cup of coffee in an actual mug and even gave her a linen napkin. She also had cookies and gave us both one. She showed us Dave's studio (which is actually in the lobby where anyone can watch) and told us to sit in the chairs facing the glass of his studio. She said he would come out and talk if he sees people sitting there.

True to her word, he came out on the next break. He talked with several people and then it was my turn! We talked for a bit and I thanked him for the influence he was in Donna and my lives. He very graciously posed for the picture you see here.

After he went back in to his studio, we sat and talked with Martha Thompson for a while. Turns out she is the producer's mom (Blake Thompson). Dave always talks glowingly of Blake Thompson and how he "makes Dave look good". She talked of how great a place it was to work. It has won multiple awards for being the best place to work in Nashville. She talked of all the great things he does for his employees.

I sat and just watched for a while. The lobby is set up very nicely for visitors with chairs and tables to sit and watch Dave in action. Martha also runs the gift shop where you can buy any of Dave's material (CDs, t-shirts, books, etc.). I finally had to drag myself away....

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